Financial aid may also be available to you in New Jersey if you need help paying for substance abuse treatment. Financial assistance options include grants, scholarships, non-profit programs, personal funding, and health insurance programs to help you manage the expense of substance abuse treatment.
If paying for treatment is a challenge for you in New Jersey, you may be eligible for Medicaid coverage. Medicaid can assist with the cost of all levels of care for substance abuse treatment, including detox and inpatient rehab.
New Jersey residents with Medicare may have coverage options available to assist with the cost of substance abuse treatment. The amount of coverage will depend on many things, including whether you are seeking inpatient or outpatient treatment for substance abuse.
Administered by the Department of Defense, TRICARE offers comprehensive military health insurance plans for active and retired military members and their families. Similar to PPO programs offered by private insurance companies, TRICARE covers multiple levels of care for addiction treatment, including detox, inpatient rehab, and outpatient services.
If you have private insurance in New Jersey, you can use your coverage to help with the cost of substance abuse treatment. Coverage may vary based on your policy and the treatment center's network status. You may be left with some costs like a co-payment, or co-insurance. Check with your insurer for more information.
If you're seeking recovery from substance abuse in New Jersey, consider paying for your treatment through self-pay options, also known as private pay. This method can provide you with control over your rehabilitation journey as you’ll be access to all levels of care, including detox and inpatient rehab, without having to stick to the restrictions of a private insurer.
Sliding Scale Payment
If you need help paying for substance abuse treatment in New Jersey but cannot afford the full cost, consider a sliding scale payment plan. This option can provide access to all levels of care, including detox and inpatient rehab. To qualify for this treatment discount, you must complete an application and provide supporting financial documentation.